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Stock market simulator · Learn today, trade tomorrow
Learn to Invest Without Risking Real Money
FinSim lets you practice investing with virtual VCoins and real market data. Build a virtual portfolio, learn how markets actually work, and compete with friends, classmates and other investors — with zero financial risk.
- 150
- Real tickers
- $0
- Real money at risk
- 5
- Learning levels
- 30d
- Free trial

Learn today

Trade tomorrow
Word of the Day
Stock
A stock is a little slice of a company. When you buy one share, you own a tiny piece of that company. If the company does well, your slice can become more valuable!
How FinSim works
Learn → Analyze → Trade → Improve
- 01
Learn
Understand stocks, markets, diversification, risk, and core investing concepts.
- 02
Analyze
Research real companies with live market data and understand why prices move.
- 03
Trade
Buy and sell using VCoins instead of real money — a full simulator, no broker.
- 04
Improve
Review your decisions, complete challenges, and build lasting financial knowledge.
Why learners trust FinSim
A real education platform, not a real brokerage
Real market data, virtual money. Nothing you do here can cost you a cent.
Real market data
150 real tickers with live prices, charts and news.
Virtual money only
Every trade is placed in VCoins — never real currency.
No financial risk
No deposits, withdrawals or bank connections. Ever.
Educational by design
Five levels of narrated lessons, quizzes and worksheets.
AI-powered FinBot
Ask any money or market question and get a plain-English answer.
Challenges & progression
Badges, competitions and leaderboards keep you moving forward.
Ask FinBot anything about money & markets
FinBot provides educational information and does not provide personalized financial advice.
Today's Big Movers
The four biggest swings right now — tap “Why is it moving?” to see what the data actually says.
PETS
Unlock the full FinSim experience
Sign in to subscribe and start earning bonus VCoins.
Free
Lessons A–F & basic sim.
- Lessons A–F
- Basic VCoin sim
- Weekly challenges
- Competition rewards
Pro
Everything unlocked for 1 learner.
- All lessons A–Z
- Weekly challenges
- Competition + bonus VC
- Full research tools
Family
Pro for up to 3 learners.
- Everything in Pro
- Up to 3 accounts
- Family leaderboard
- Shared progress
Professional
For classrooms & clubs.
- Everything in Pro
- Up to 6 accounts
- Group reports
- Priority support
Frequently asked questions
Is FinSim Trade real money trading?
No. FinSim Trade is a simulator. Market data and tickers are real, but every trade is placed with VCoins, a virtual currency. There are no deposits, withdrawals or bank connections.
Is there a free stock market simulator for beginners?
Yes. Every plan starts with a 30-day free trial that needs no credit card. Learners get lessons, quizzes, a research library and a full VCoin portfolio during the trial.
Who is FinSim Trade for?
It is built for beginners of all ages — students, adults and anyone new to investing. Learners under 18 need a parent or guardian to create and manage the account.
How do you teach investing to beginners?
Five progressive levels — Beginner, Novice, Intermediate, Advanced and Expert — combine narrated video lessons, printable worksheets, quizzes, a finance glossary and hands-on simulated trading with real market data.